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Insurance & Insurtech expertise · 500+ projects shipped

Insurance software development by senior engineers — fixed price, 90 days.

Underwriting automation, claims AI agents, and policy-management platforms for carriers and brokers.

Insurance compliance familiar

NAICstate insurance regulationsISO compliancemarket conduct

Software we ship for Insurance teams

Insurance is where AI promises met reality with a bump in 2025–2026. We help carriers and brokers cut through the hype and ship AI that actually moves the needle — submission-to-decision automation, claims triage, broker-portal workflows. And occasionally, we tell clients <em>not</em> to build something — see the Northwood case study.

  • Underwriting workflow automation
  • Claims triage AI agents
  • Broker portals
  • Submission intake (OCR + classification)
  • Policy administration systems
  • Compliance & audit BI

What we've learned shipping for Insurance

The boring infrastructure decisions that decide whether your product scales or stalls.

01

AI strategy before AI build

40% of insurance AI projects we evaluate should NOT be built — they&apos;d be better served by off-the-shelf intake tools (DataCubes, Convr) plus a small custom layer. Honest consulting first.

02

Submission-to-decision compression

Most underwriting delay isn&apos;t intake — it&apos;s broker callbacks. We build the broker-nudge layer that competitors don&apos;t, because it&apos;s &quot;not AI.&quot; Effective in practice.

03

Regulator-friendly AI guardrails

Refund caps, decision caps, audit logs, explainability, human-in-the-loop for any decision over $X. The kind of AI that survives a market-conduct exam.

Case study

How a $12k AI strategy workshop saved Northwood Insurance $320,000

Northwood was 6 weeks from signing a $400k contract for a custom AI underwriting platform. Our 2-day strategy workshop showed them they could buy 80% of the value off-the-shelf — and how to spend the remaining $80k where it actually mattered.

$12k

Workshop engagement

$320k

Net savings vs original plan

2 days

On-site workshop

Read the full case study

Insurance development — your questions answered

The questions we get on every first call — answered.

  • Yes — see our Northwood case study where a $12k workshop saved $320k by recommending against a $400k bespoke build. About 30% of our insurance consulting engagements end with a written recommendation NOT to build.
  • Yes — we've shipped integrations with Guidewire, Duck Creek, Insurity, and custom legacy systems. API where available, RPA / screen-scrape where necessary.
  • We've shipped for clients regulated in 30+ US states. We don't replace your legal/compliance team — we ship architecture they sign off on.

Ship better insurance software — without the agency drama.

30 minutes. Zero pressure. Leave with clarity — even if we never work together.

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